Opening Swiss Postal Bank Account
Enjoy the security and privacy of your own Swiss Postal Bank Account. We
help to open your Swiss bank account for as low as EUR 129.
You can only open this account, if you live in
Andorra, San Marino, Monaco, France, Germany, Liechtenstein or Italy.
Excellent Internet Banking Systems.
Dedicated account managers.
No Minimum Deposit Required
Receiving money trough SWIFT is FREE
SWIFT transfers available for as low a $5 per transaction
Multicurrency - Up to 10 currencies on your account including EUR , EUR,
GBP, CHF and so on...
24x7 Excellent online real-time banking system, highly secure login.
24x7 World-wide Access to your funds.
ATM and VISA available can be used anywhere in the world.
No extra charge for ATM card
Western Union transfers - send money directly from your Swiss account
VISA and MasterCard cards available for $40/year with low min. balance
Bill payment and wire transfers money can be done online in all
currencies to all countries.
Transfer money into your bank account anytime, anywhere.
Protected by Swiss banking secrecy
Swiss government insurance : your funds will be literally in the safest
place in the world.
With this account, you can request the bank to setup an three types of
accounts , at no extra cost..
Fixed deposit account
You can trade stocks,bonds, securities quoted on NASDAQ, SWX(Swiss Stock
Exchange), NYSE, VIRT-X all online from your account. You are permitted
to use CHF, EUR, EUR currencies for your trading and investment account.
You can benefit from the banks very low commission charges
In order to avail credit or debit card facilities, as per banks
regulation, is necessary to have a CHF/EUR account with the bank and not
available for the accounts held in foreign currencies. The bank issues
the following cards...
International Debit Card in CHF
Use this card to withdraw your money directly either in switzerland or
any of the ATM's worldwide having PLUS or EUFISERV logo. Cash
withdrawals up to the equivalent of a maximum of CHF 1000.- per day, fee
CHF 4.- per withdrawal. Additional cards can also be requested on your
partner name. You have to deposit atleast CHF 2'000 as a security
deposit for each card. The pre-requisite is you must open CHF account
International Debit Card in EUR
This card comes free of charge with EUR account. You can withdraw your
money directly either in switzerland or any of the ATM's worldwide
having PLUS or EUFISERV logo. Cash withdrawals up to the equivalent of a
maximum of EUR 650.- per day, fee CHF 4.- per withdrawal. No security
deposit required for this card. But you must open a EUR account to get
MASTERCARD / VISACARD
MasterCard or Visa Cards are used throughout the world to make payments
using credit cards or withdraw money from 18 million ATM across the
globe. Inorder to qualify for these cards, it is a must that you need to
have a CHF account with the bank. If you are domiciled outside
switzerland, the bank will ask for a security deposit of CHF 10'000
before issuing a VISA card to you. Your withdrawal limit will be around
CHF 5'000.- per month for VISA with 4% withdrawal fee. For MASTERCARD
your limit is CHF 1000.- per day or CHF 2000.- per month. The fee is
2.5% minimum CHF 10.-
Account Interest Rates in Foreign Currency
Your account do enjoy interest rates, but not very lucrative.
GBP Pound Sterling - 2.00%
EUR US Dollar - 0.00%
AUD Australian Dollars - 1.75%
CHF Swiss Francs - 0.75%
EUR Euro - 1.00%
There is no interest for accounts held in EUR and other currencies.
* Please note that interest rates are subjected to change from time
to time by the bank.
For personal accounts, the bank will ask for a notarised copy of your
passport with apostille affixed.
For corporate accounts the bank will ask for your articles of
incorporation, commercial register extract (if commercially registered),
incorporation certificates, articles of association if your business is
of association type. All these documents must be presented with an
Money back guarantee : if for any reason the bank will reject your
application we will give your money back.